Savings Accounts, Money Markets & Certificates of Deposit


Whatever your financial goals, we have savings solutions to help you reach them. Whether you're saving for the long or short term we can help customize a savings strategy with our savings accounts, money market accounts, and certificates of deposit (CDs). Plus, with tools like Steady Save® and GoalTrack Savings®, we can help you save regularly, using automatic transfers from your checking account to meet your goals.


Take advantage of savings accounts designed to help grow your funds today.


Compare All Savings Accounts


Saving for a home? Your child's education? Retirement? Compare our convenient savings accounts, money markets, CDs and IRAs to find the right savings solutions for you.







Checking with


Circle Gold
with Interest


Choose Your



An affordable checking account that's a great value and offers easy access to your money – online, mobile, ATMs and more.


An interest-earning checking account that provides convenient banking access anytime.


An interest-earning premium checking and savings account that rewards you with special discounts, preferred rates, dedicated customer support, four non-Gulf Community Bank ATM transactions at no charge per statement period2, and more3.


Standard Account Features



Additional Benefits

  • Four non-Gulf Community Bank ATM transactions at no charge per statement period2
  • Rate discounts
  • Fee discounts
  • Additional accounts with no monthly fee4


Learn More About CD's, Money Markets and Savings Options


Have more questions about which savings packages are right for you? It's okay. Contact a Gulf Community Bank customer care representative at (904) 328-1532 to discuss your savings account options and get started. Or, speak with a financial expert in person at any one of our branch locations.


Rates accurate as of 8/20/2013 and subject to change before or after account opening. Rates apply to new accounts and may not apply to existing accounts.

Circle Gold Banking requires Circle Gold Checking and Circle Gold Savings

All Gulf Community Bank deposit accounts are FDIC insured.




Contact a Gulf Community Bank Investing Financial Consultant today. Monday to Friday: 8am – 6pm EST Or, complete our quick and easy form and we'll contact you.



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Copyright © 2021 Gulf Community Bank is the name used for banking services provided by COCU. Registered Office: Gulf Community Bank. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Our Financial Services Register number is 17873.